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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$54,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$1,500
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Optional Rider - CUSTOMIZE
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$54,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$1,500
|
|
5% Compound Inflation
|
Not Included
|
|
Optional Rider - CUSTOMIZE
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.60
$9.90
$10.50
$10.65
$10.80
$11.40
$11.70
$12.45
$12.90
$13.50
$13.65
$14.70
$15.00
$16.20
$16.80
$17.70
$18.15
$18.90
$19.50
$21.00
$22.05
$22.95
$24.00
$25.20
$26.70
$28.20
$30.00
$31.95
$34.05
$36.45
$40.20
$43.80
$47.40
$53.25
$58.35
$64.80
$71.55
$78.90
$86.85
$96.60
$106.20
$117.60
$129.00
$155.85
$170.25
$186.30
$204.00
$223.35
$244.35
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Optional Rider - CUSTOMIZE
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$39.60
$42.00
$42.60
$43.20
$45.60
$46.80
$49.80
$51.60
$54.00
$54.60
$58.80
$60.00
$64.80
$67.20
$70.80
$72.60
$75.60
$78.00
$84.00
$88.20
$91.80
$96.00
$100.80
$106.80
$112.80
$120.00
$127.80
$136.20
$145.80
$160.80
$175.20
$189.60
$213.00
$233.40
$259.20
$286.20
$315.60
$347.40
$386.40
$424.80
$470.40
$516.00
$623.40
$681.00
$745.20
$816.00
$893.40
$977.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Optional Rider - CUSTOMIZE
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$51.00
$53.40
$55.20
$55.80
$58.20
$58.80
$62.40
$64.20
$66.60
$70.80
$72.00
$75.60
$79.80
$81.00
$87.00
$91.20
$93.60
$99.00
$101.40
$106.20
$111.60
$118.20
$123.00
$129.60
$136.80
$144.60
$153.60
$162.00
$171.60
$180.60
$198.00
$214.20
$231.60
$250.20
$282.00
$309.60
$342.60
$377.40
$414.60
$456.60
$504.60
$555.60
$615.00
$676.20
$811.20
$889.20
$973.80
$1,063.20
$1,162.20
$1,272.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov